NashvilleShort-term rental rules

Largest 50 cities / Tennessee

Nashville issues owner-occupied and non-owner-occupied short-term rental permits, but new non-owner-occupied permits have been barred from standard residential zones since 2020, and any sale cancels the permit outright.

Research reviewed Oct 18, 2026. Original city review.

Compare this market What changed Start a property worksheet

Does the operating permit transfer?: New application
Metro code ends the permit when the zoning administrator finds a change in ownership. A buyer in a residential zone cannot get a new non-owner-occupied permit there.
Can the land-use approval continue?: Verify the property approval
The operating-permit rule does not establish whether this parcel’s zoning approval, variance or older-use protection continues. Obtain the actual approval and its conditions.
Can this buyer obtain approval?: Non-owner-occupied STRs are allowed only in mixed-use, office, commercial and downtown districts; new permits have not issued in standard residential zones since a 2020 ordinance rewrite.
License or registration: Metro Codes and Building Safety issues 365-day Owner-Occupied and Not-Owner-Occupied permits; the fee is set administratively, not stated in code.
Application availability: Confirm current availability
Application availability was not separately reverified for this explorer. Check the city’s current program, cap, lottery or waitlist before relying on the seller’s rental history.
Timing to verify: No sale-specific deadline was established in this summary. Ask the issuing office about filing, renewal and any interruption in operation.
Changes and uncertainty: The ordinance was rewritten in Nov. 2024, and the permit system moved online in March 2026.

What this means for the appraisal

Obtain the buyer application requirements and confirm the earliest approved operating date before assuming continuity of rental income.
Verify the property’s land-use approval and continuation conditions. Research finding: Verify the property approval.
Check the proposed buyer against the recorded requirements: Non-owner-occupied STRs are allowed only in mixed-use, office, commercial and downtown districts; new permits have not issued in standard residential zones since a 2020 ordinance rewrite.
In the assignment analysis, identify the evidence supporting the proposed rental use, any operating interruption and any unresolved assumptions.

Use these prompts to plan the property review. The appraiser must evaluate the evidence and reach the assignment-specific conclusions.

Record the property evidence in a worksheet

Request documents from the owner or agent

Copy this market-specific request, add the property address and edit it for the assignment.

Read or select the document request

Document request for Nashville

Subject: STR property document request | Nashville, TN

Please provide the following documents for the property under review. Identify any item that is unavailable or does not apply.

1. Property address, parcel ID and confirmation of the governing jurisdiction.
2. Current operating permit or registration, named holder, expiration date and renewal history, if applicable.
3. Written ownership-change instructions from the issuing office. Guide finding: Metro code ends the permit when the zoning administrator finds a change in ownership. A buyer in a residential zone cannot get a new non-owner-occupied permit there.
4. Zoning approval, conditional-use permit, variance or grandfathering record, including conditions and evidence of continued use. Guide finding: The operating-permit rule does not establish whether this parcel’s zoning approval, variance or older-use protection continues. Obtain the actual approval and its conditions.
5. Documents addressing the proposed buyer and property requirements: Non-owner-occupied STRs are allowed only in mixed-use, office, commercial and downtown districts; new permits have not issued in standard residential zones since a 2020 ordinance rewrite.
6. Current confirmation of application availability, including any cap, waitlist, lottery or separation rule. Guide finding: Application availability was not separately reverified for this explorer. Check the city’s current program, cap, lottery or waitlist before relying on the seller’s rental history.
7. Recorded covenants, HOA or condominium rental restrictions and applicable lease restrictions.
8. Rental operating statements and booking records, with the periods covered and any anticipated interruption at closing.

Market research reviewed: 2026-10-18. These requests need property-specific verification.
Official research sources:
Metro Nashville-Davidson County Code of Ordinances Sec. 6.28.030, Short term rental property permit (Municode): https://library.municode.com/tn/metro_government_of_nashville_and_davidson_county/codes/code_of_ordinances?nodeId=CD_TIT6BULIRE_DIVIGERE_CH6.28HORO_6.28.030SHTEREPRPE
Metro Nashville Codes Dept., Permit Types: https://www.nashville.gov/departments/codes/short-term-rentals/permit-types
Tenn. Code Ann. Sec. 13-7-603 (Short-Term Rental Unit Act): https://codes.findlaw.com/tn/title-13-public-planning-and-housing/tn-code-sect-13-7-603/

Subject: STR property document request | Nashville, TN

Please provide the following documents for the property under review. Identify any item that is unavailable or does not apply.

1. Property address, parcel ID and confirmation of the governing jurisdiction.
2. Current operating permit or registration, named holder, expiration date and renewal history, if applicable.
3. Written ownership-change instructions from the issuing office. Guide finding: Metro code ends the permit when the zoning administrator finds a change in ownership. A buyer in a residential zone cannot get a new non-owner-occupied permit there.
4. Zoning approval, conditional-use permit, variance or grandfathering record, including conditions and evidence of continued use. Guide finding: The operating-permit rule does not establish whether this parcel’s zoning approval, variance or older-use protection continues. Obtain the actual approval and its conditions.
5. Documents addressing the proposed buyer and property requirements: Non-owner-occupied STRs are allowed only in mixed-use, office, commercial and downtown districts; new permits have not issued in standard residential zones since a 2020 ordinance rewrite.
6. Current confirmation of application availability, including any cap, waitlist, lottery or separation rule. Guide finding: Application availability was not separately reverified for this explorer. Check the city’s current program, cap, lottery or waitlist before relying on the seller’s rental history.
7. Recorded covenants, HOA or condominium rental restrictions and applicable lease restrictions.
8. Rental operating statements and booking records, with the periods covered and any anticipated interruption at closing.

Market research reviewed: 2026-10-18. These requests need property-specific verification.
Official research sources:
Metro Nashville-Davidson County Code of Ordinances Sec. 6.28.030, Short term rental property permit (Municode): https://library.municode.com/tn/metro_government_of_nashville_and_davidson_county/codes/code_of_ordinances?nodeId=CD_TIT6BULIRE_DIVIGERE_CH6.28HORO_6.28.030SHTEREPRPE
Metro Nashville Codes Dept., Permit Types: https://www.nashville.gov/departments/codes/short-term-rentals/permit-types
Tenn. Code Ann. Sec. 13-7-603 (Short-Term Rental Unit Act): https://codes.findlaw.com/tn/title-13-public-planning-and-housing/tn-code-sect-13-7-603/

Research and guide updates

Oct 18, 2026 Research record: Research recorded for this market. Original city review. See the findings, open questions and official sources below.
Nov 1, 2026 Guide tools: Added assignment prompts, a document request and consistent research questions. This tool update does not change the market research date.

Changes and uncertainty to verify

The ordinance was rewritten in Nov. 2024, and the permit system moved online in March 2026.

Sources and research limits

Carried forward from the October 18, 2026 city research. The explorer separates the operating permit from land-use rights; this is not a new verification of all current city rules.

Use this summary to identify the documents and questions for a property review. A seller's rental history alone does not establish a buyer's permission to operate.

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