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Appraisal deadlines and effective dates

Mandates, guide changes, comment periods and new laws that change appraisal work, in date order. Each date links to the source that sets it and to our article that explains it.

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12 upcoming dates · checked against primary sources

October 2026

  1. Oct25Tomorrow

    AQB comment deadline on third qualification draft

    Written comments on the AQB's third exposure draft of appraiser qualification criteria are due.

    Appraiser Qualifications BoardSource: appraisalfoundation.org (opens in a new tab)Our article: AQB third exposure draft: qualification changes

November 2026

  1. Nov2In 9 days

    UAD 3.6 and the redesigned URAR become mandatory

    New appraisal submissions to Fannie Mae and Freddie Mac must use UAD 3.6 and the redesigned Uniform Residential Appraisal Report, except for sellers using the temporary exception.

    Fannie Mae and Freddie MacSource: singlefamily.fanniemae.com (opens in a new tab)Our article: UAD 3.6 URAR: one report replaces 13 forms

December 2026

  1. Dec31In about 2 months

    Middle housing deadline for 10 Washington counties

    Spokane, Benton, Franklin, Yakima and six other counties and their cities must adopt middle housing, ADU and design rules.

    Washington State LegislatureSource: lawfilesext.leg.wa.gov (opens in a new tab)Our article: Washington HB 1110 upzoning for appraisers

January 2027

  1. Jan27In about 3 months

    Washington parking caps due in cities of 50,000 or more

    Jan. 27, 2027 (18 months after the law took effect)

    Cities and counties of 50,000 or more people must cap required parking under the state's 2025 parking reform law.

    Washington State LegislatureSource: furmancenter.org (opens in a new tab)Our article: Washington HB 1110 upzoning for appraisers

March 2027

  1. Mar1In about 4 months

    UAD 2.6 exception enters reduced functionality

    New UAD 2.6 reports filed under the exception get a Collateral Underwriter score of 999 and lose appraisal related relief.

    Fannie Mae and Freddie MacSource: bankingjournal.aba.com (opens in a new tab)Our article: UAD 3.6 delay and exception timeline explained

  2. Mar8In about 4 months

    GAO appraisal database report due to Congress

    March 8, 2027 (240 days after enactment)

    GAO must report on the feasibility of a public appraisal database drawing on FHFA, FHA, VA and USDA data.

    U.S. Government Accountability OfficeSource: govinfo.gov (opens in a new tab)Our article: Uniform ROV standards and the 2026 housing law

May 2027

  1. May19In about 7 months

    Last day for new UAD 2.6 submissions under the exception

    Approved sellers may not submit new UAD 2.6 appraisal reports after this date.

    Fannie Mae and Freddie MacSource: bankingjournal.aba.com (opens in a new tab)Our article: UAD 3.6 delay and exception timeline explained

  2. May20In about 7 months

    UAD 3.6 required for every new submission

    May 20 to June 27, 2027

    Only resubmissions of UAD 2.6 reports delivered earlier are still accepted, through June 27, 2027.

    Fannie Mae and Freddie MacSource: housingwire.com (opens in a new tab)Our article: UAD 3.6 delay and exception timeline explained

June 2027

  1. Jun28In about 8 months

    UAD 2.6 retires

    The GSEs stop processing UAD 2.6 appraisal reports entirely.

    Fannie Mae and Freddie MacSource: bankingjournal.aba.com (opens in a new tab)Our article: UAD 3.6 delay and exception timeline explained

  2. Jun30In about 8 months

    Middle housing deadline for Washington's remaining counties

    Grant, Grays Harbor, Whitman and the other remaining counties and their cities must allow middle housing and ADUs.

    Washington State LegislatureSource: app.leg.wa.gov (opens in a new tab)Our article: Washington HB 1110 upzoning for appraisers

July 2027

  1. Jul1In about 8 months

    Kentucky appraiser licenses move to two-year renewals

    Kentucky appraiser licenses begin renewing every two years instead of every year, with 28 hours of continuing education per cycle.

    Kentucky Real Property Appraisers BoardSource: kreab.ky.gov (opens in a new tab)Our article: Kentucky HB 355 and appraiser liability

  2. Jul27In about 9 months

    Washington lot split procedures due in most HB 1110 cities

    Cities covered by the middle housing law must offer an administrative lot split process, unless a 2027 plan update already covers it.

    Washington State LegislatureSource: furmancenter.org (opens in a new tab)Our article: Washington HB 1110 upzoning for appraisers

Recently passed (9)

  1. Sep3024 days ago

    GSEs announce temporary UAD 3.6 policy exception

    Fannie Mae and Freddie Mac let approved sellers keep submitting UAD 2.6 reports past the November mandate while they finish their transition.

    Fannie Mae and Freddie MacSource: housingwire.comOur article

  2. Sep2430 days ago

    AQB releases third appraiser qualification draft

    The Appraiser Qualifications Board released its third exposure draft revising appraiser education, experience and assessment rules.

    Appraiser Qualifications BoardSource: appraisalfoundation.orgOur article

  3. Sep252 days ago

    Relocated manufactured homes become eligible at Freddie Mac

    Freddie Mac Guide Bulletin 2026-12 allows mortgages on manufactured homes moved from another site, with a structural inspection and zone match.

    Freddie MacSource: tenaco.comOur article

  4. Aug3154 days ago

    Comments close on Kentucky's appraiser fee regulation

    Written comments and the public hearing on 201 KAR 50:010E, which sets a $1,100 biennial license fee, close.

    Kentucky Real Property Appraisers BoardSource: apps.legislature.ky.govOur article

  5. Aug1075 days ago

    CFPB mortgage credit comment period closes

    The comment period on Docket CFPB-2026-0018 closes. Filings include appraiser complaints about bundled AMC fees.

    Consumer Financial Protection BureauSource: consumerfinance.govOur article

  6. Jul15101 days ago

    Kentucky HB 355 takes effect

    Kentucky's appraisal board becomes the Real Property Appraisers Board, a one-year claims window begins, and the license fee cap is removed.

    Kentucky General AssemblySource: apps.legislature.ky.govOur article

  7. Jul13103 days ago

    Court disqualifies CREXi's trial counsel in CoStar suit

    A federal judge disqualifies Quinn Emanuel from representing CREXi, finding a conflict with its prior work for CoStar.

    U.S. District Court, Central District of CaliforniaSource: dailyjournal.comOur article

  8. Jul11105 days ago

    Uniform reconsideration of value law enacted

    Congress enacts the law requiring federal regulators to set a uniform reconsideration of value process for mortgage appraisals.

    U.S. CongressSource: govinfo.govOur article

  9. Jul9107 days ago

    CFPB opens mortgage credit comment docket

    The CFPB opened Docket CFPB-2026-0018, a request for information on mortgage disclosures issued under the executive order on mortgage credit access.

    Consumer Financial Protection BureauSource: federalregister.govOur article

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