ValuSignal

The ValuSignal blog

Appraisal research & analysis

Reporting on UAD, appraisal policy, AI, and professional practice.

Articles

AIOct 4, 202611 min read

AI hallucinations: what has improved, and what has not

AI makes fewer errors when you give it the facts. From memory, it still invents comps and citations. What changed since 2023 and where it goes next.

PolicyOct 4, 202630 min read

Dear Director Pulte: the letters behind appraisal modernization

An executive order told agencies to rethink appraisal rules. We read the letters and 101 CFPB comment filings to show who asked for what, in their words.

PolicyOct 4, 202612 min read

Kentucky HB 355: a one-year clock on appraiser liability

A new appraiser group wrote a bill, won 133 to 0, then survived a veto. See what HB 355 changes for lawsuits, complaints, investigators and fees.

UADOct 4, 202613 min read

UAD 3.6: The mandate holds, the transition stretches

The November mandate survives, approved sellers get more time, and March changes the legacy route. Follow the timeline and hear six industry responses.

UADOct 4, 202613 min read

UAD 3.6 and the energy story hiding in a house

A field guide to Section 6, HERS and other ratings, solar ownership, and the building systems shaping the next generation of homes.

PolicyOct 3, 202614 min read

AQB's third draft: Proposed changes to appraiser qualifications

The September 24 proposal revises appraiser education, experience, and assessment requirements. Compare the three drafts and read selected public comments.

UADOct 3, 202610 min read

UAD 3.6: How appraisal data informs mortgage risk

Follow appraisal information into mortgage decisions, through the reporting changes, practitioner reactions, AI workflows, and the lender exception timeline.

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