Scott Reuter
Scott Reuter is the Chief Appraiser and Director of Valuation for the Single-Family Division. The valuation team at Freddie Mac leads the ongoing development and refinement of property valuation risk management strategies, underwriting products, and establishing and maintaining a credible quality assurance process across multiple lines of business support.
On-going efforts include interacting with both Sellers/clients and stakeholders across the appraisal industry to reinforce Freddie Mac’s quality standards.
Scott is a Certified General Real Estate appraiser with over 35 years of experience in valuation, appraisal and collateral risk management concerns. Prior to Freddie Mac, he held management positions with Bank of America, Goldman Sachs and GE. He was recognized in 2021 as the CRN (Collateral Risk Network) “Valuation Visionary” and was a recipient of GE’s prestigious Americas Award for Outstanding Contribution to the Business.
Mr. Reuter holds a B.A. from The Ohio State University and has completed the Executive Leadership program at Cornell University’s Johnson School of Business.
Freddie Mac provides liquidity, stability and affordability to the nation’s residential mortgage markets. Freddie Mac supports communities by providing mortgage capital to lenders. Today, Freddie Mac is making home possible for one in four home borrowers and is one of the largest sources of financing for multifamily housing. For more information, please visit www.FreddieMac.com and follow us on Twitter @FreddieMac.
This panel not only clarifies how collateral and policy interplay to redefine risk, but also builds a common analytical lens for participants across valuation, risk management, lending, and standards to interpret emerging expectations and market realities.
As market conditions, data availability, and regulatory expectations change, institutions are rethinking how collateral risk is assessed, monitored, and governed.
This panel brings together senior industry leaders, including a representative from Fannie Mae, to explore how policy direction, collateral standards, and market realities are moving together. Through a discussion of diverse perspectives and real-world considerations, the panel will provide clarity on what is changing, why it matters, and what it means for the industry.
The conversation will help valuation professionals understand not only how expectations are evolving, but also how these changes are shaping appraisal quality, consistency, and risk management going forward.