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Michele Golden
Michele is Chief Appraiser at Accurate Group and Secretary of the Industry Advisory Council, with over 20 years of experience across lender, GSE, and capital markets environments. She specializes in appraisal review, risk assessment, and valuation quality, bringing a practical, data-driven perspective on how appraisal analysis is evaluated in today’s evolving regulatory landscape.
UAD 3.6 is not just a format update; it fundamentally changes how appraisal data is structured, interpreted, and reviewed.
This session provides a practical, reviewer-grounded look at how appraisal review evolves in a UAD 3.6 environment, and what that means for appraisal quality, consistency, and defensibility.
Rather than focusing on form changes alone, this session reframes review as a data-driven evaluation process, where clarity, standardization, and structured inputs directly influence risk assessment and decision-making.


